Enjoy life before it's too late

6

Working inside a grocery store

I got a chance to work inside a grocery store several years ago.  It was an adventure.  Today I’d like to share my experience. After leaving the engineering career, I took a short break.  Then got a personal banker job. That bank branch was located at the corner inside a grocery store.  That was very cool to me. It was my childhood dream working in a grocery store:...

14

Sacrifices related to retiring early

I had the interview with Brian Bienkowski of debt.com lately.  One question Brian asked was: “How did you retire early, you must have made sacrifices?” A good question.  It gives me a new perspective to look back at my journey.  What sacrifices did I make in order to retire early? No fancy clothes or handbags: Several years ago, a friend of mine came to visit me.  She was from...

8

Too busy to manage your money?

Are you too busy to manage your money?  If yes, you are not alone.  I heard it from quite a lot of people, no matter of their background, income, education, etc.  Why is that?  Let’s tackle this issue today. Though money is not the most important asset, it plays a big part in people’s lives.  Nobody can live without money. Nowadays, it seems being busy is the trend. ...

12

Fun time

Summer is really a fun time.  Kids are enjoying the long summer break.  Parents are taking the vacations with families somewhere. As an early retiree, I don’t want to be left behind.  As a result, I did something I had dreamed about for years: went back to Ashland, Ohio to see the hot air balloons. Ashland is my hometown.  Every year around the 4th of July, there is...

10

Caution when investing in employer stocks

Lately I’m reading the book “Nudge” by Richard H. Thaler and Cass R. Sunstein.  Mr. Thaler is an economist, and won the Nobel Prize because of his research on behavioral economics. One section of the book talks about Company Stock.  One employee of former Enron invested all his money into the Enron stocks, during his 30+ year career.  One time his investment peaked to $1.3 million. He retired...

7

Three-minute fame

Lately I had an interview with Brian Bienkowski, a staff writer of debt.com.  Brian published an article about me: “After Almost Losing Her Investments, Helen Retired At 49 – Not bad for a person who never heard of a 401(k)”. I was joking with my family, and called this interview my three-minute fame. You can see that, Brian’s excellent and professional writing is very different from my amateur...