Category: Retirement

10

Why are you working?

Have you ever asked yourself: “Why am I working?”  On every work day, you are woken up by the alarm clock, and start a new day in the same way: wash, eat, dress up, and rush to work, no exceptions. Working for 8 to 10 long hours each day is pretty much normal right now, with tons of meetings, deadlines, phone calls, and emails and text interruptions.  It’s...

12

What do the retirees do?

I’m always curious what the retirees do in different countries.  Obviously it’s related to the culture. When I stayed in China for over 3 months, the Google was not available there.  For any China-related search, I used Baidu, the Chinese search engine. One day, I asked Baidu: “What do the retirees in China do?”  The results were very surprising.  The top result showed about the previous Chinese presidents...

4

Does this volatile stock market scare you?

2018 wasn’t a great year for the US stock market.  The international market didn’t look pretty either.  It rallied at the beginning of the year, and then became unimpressive during the summer.  At the end of the 3rd quarter, it peaked briefly.  After that, it went down, and down, and down … It is so depressing, isn’t it? If you have lost money, you are not alone.  Who...

4

Retirement and Christmas

Retirement and Christmas sound like apples and oranges.  Actually they are related.  Let me try to make the point today. Christmas shopping: Before Christmas, many people have to do some gift shopping.  Shopping requires time, energy, and patience. For those who are still working, when do they do the shopping?  Probably the evenings after work, or weekends.  It could become more rushing and stressful when getting close to...

10

Retiring early means less time on the road

Thanksgiving is on the way.  Do you shop on the Black Friday?  It’s the time again to think about the gift shopping, which could be overwhelming.  Don’t forget to set up a shopping budget, and follow it.  And enjoy the time with family and friends. This year, oddly I’ll be celebrating Thanksgiving and Christmas in China.  Not many people in this village know about the two western holidays. ...

10

Retiring in another country?

Have you ever thought about retiring in another country? According to AARP report in 2017, about 550,000 Americans receive their social security benefits overseas.  The top 10 countries for Americans are: Mexico Panama Ecuador Costa Rica Columbia Malaysia Spain Nicaragua Portugal Malta Why do they choose to retire overseas?  Here are the top reasons, according to Investopedia: Warm weather Lower cost of living and health care Adventure of...