Author: Retire Early Helen

8

A place where running water is still a luxury

Living in America, we take the running water for granted.  Did you ever realize that, running water is still a luxury in many parts of this world, even in the 21st century? According to a report by the World Health Organization in 2017, there are 2.1 billion people (close to 30% of world population) who lack safe drinking water at home.  And there are 4.5 billion people who...

20

Why rush? Slow Down

Life is getting faster and faster.  Does it mean life becomes better and better?  Not necessarily.  Speed is not equal to quality. I’m in my early 50s, and retired.  Why should I rush?  I got a lot of hours every day at my disposal.  I’m the gal who stays on the slow lane on the highway, and drives around the speed limit. Slow Down is my motto.  Let...

14

What’s the most important asset?

As an early retiree, I got a lot of time to do day dreaming and self reflections.  Lately I keep asking myself: “What’s the most important asset to me?” Is it money, or something else? In my case, money is NOT the most important asset. Obviously, money is important.  Without it, I wouldn’t be able to retire early.  Money makes it possible for me to have the basics...

9

Living below your means is not easy

It’s well known that, living below your means is the right thing to do.  But, it’s easier said than done. This is my personal story, and I’d like to share it with you. In the spring of 2000, I bought my first house.  The mortgage was the 30-year term, with the fixed rate of 8.25%.  You must be thinking that, it’s insanely high.  You are right.  That was...

6

A homebody in Taipei

I’m a homebody.  In the end of February this year, out of the blue, I wanted to see Taipei.  12 days later, I packed my stuff, and flew to Taipei.  I toured the city and the nearby places for close to two weeks. This is one of the beauties of retiring early.  Not only the work-related stress is gone, an impromptu trip becomes possible.  No more need to...

8

Roadblocks to retiring early

Retiring early is a tough decision.  There are so many factors to consider.  People do the best they can in terms of planning.  But the roadblocks are always there. Money is definitely at the top list.  Do I have enough money to retire early?  There are a lot of emotions involved as well.  Am I ready to retire? Some might say, I don’t want to retire.  I fully...